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Expand Housing Counseling

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Well Being In the Nation Network

Community groups can lead housing counseling services. These services help people who want to buy homes. They teach them how to build credit. They also teach them how to budget and how to apply for assistance. They also help renters know their rights. They may also give people some money for down payments. Half of white households that are low-income own their homes. Only 27% of Black families that are low-income own their homes. Owning a home helps with economic growth for a lot of families that are low-income. It helps them build assets and reach financial security. Homeownership also helps build family wealth and lowers intergenerational poverty.

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Advancing Equitable Economies Policy Library
Published on 04/20/2021